Health Insurance
The crippling costs of health treatments can feel like an unrelenting shadow hanging over families already stretched thin by the demands of early parenthood — and chronic pain. For many mamas and dadas navigating those sleepless nights and endless diaper changes, the added financial burden of specialized medications, physiotherapy, or mental health support turns what should be healing into a source of stress and anxiety.
In Canada, we like to believe that universal health care lightens this load, but the reality is far more complex. While hospital visits and basic physician services are covered, many essential treatments for chronic conditions don’t fit neatly into the publicly funded basket. Prescription drugs, homecare, assistive devices, and certain therapies often land on your credit card or tap into your savings. And that’s assuming you have employer insurance or government assistance to help.
The constant triage of “what can we afford this month?” can lead to impossible choices — skipping treatments, rationing medication, or postponing professional support. This, in turn, worsens health outcomes, prolongs recovery, and adds emotional tolls that no family needs.
Talking openly about these costs—alongside sharing budgeting tips, community resources, and advocacy strategies—can help dismantle the silence and shame. Because health should never have to come at the price of financial ruin or emotional breakdown. If chronic pain and parenthood are your tough duo, remember you’re not alone in this costly battle. Let’s lift each other up, swap hacks, and push for better support that covers what truly matters.
Check out or consider the following:
Health insurance policy & plan considerations
Barriers to life insurance
Exploring employer benefits
Strategies for optimizing finances
Juggling financial demands
Navigating Canadian supports
